Knowledge Centre
Insurance Claims Articles
Explore expert articles on insurance claims from State Restoration Services, helping you navigate and maximize your claim process.
A storm-damage insurance claim can feel like it's written in another language — RCV, ACV, depreciation, O&P, loss-settlement provisions. These guides break the process down in plain English so you know what your policy actually covers, how carriers calculate a payout, and how to recover the depreciation you're owed. Under Illinois law a roofing contractor can't negotiate your claim, so we explain where a licensed public adjuster fits in and how to protect yourself. Knowledge is leverage — the more you understand before you file, the fairer your settlement is likely to be.
