Your roof shouldn't wait for the perfect budget
As a family-owned company, we know financing can be the difference between fixing a problem now and letting it get worse. So we offer two flexible ways to pay — an interest-free in-house plan, and longer-term options through trusted lenders. Whichever fits your budget, we make it simple.
Don't let cost hold your new roof back
Looking to upgrade your roof but worried about the price? We make it easy to protect your home now and pay over time — with flexible options for every budget.
- ✓$0 down payment — start your project with no upfront cost.
- ✓0% interest in-house plan — interest-free for up to 24 months.
- ✓Competitive long-term rates — we show you the real numbers for your credit & term before you commit.
- ✓Soft-pull pre-qualification — checking your options won't affect your credit score.
- ✓Combine with insurance — finance your deductible or upgrades while a storm claim covers the rest.
Two ways to finance your project
Pick interest-free for a fast payoff, or a long term for the lowest monthly payment. Our in-house plan is 0% interest for up to 24 months (small one-time origination fee, soft-pull pre-qual). For smaller monthly payments over many years, we work with 11 reputable home-improvement lenders offering 10–30 year terms and a high approval rate — even with less-than-perfect credit.
In-house financing
Simple, interest-free, and handled directly by us — best when you can pay the project off within about two years.
- 0% interest — you pay back the project amount, no interest added.
- Terms up to 24 months — spread payments over up to two years.
- Small one-time origination fee — so we can fund the work quickly.
- Soft-pull pre-qualification — checking your options does not affect your credit score.
Long-term lender financing
Through 11 reputable home-improvement lenders that work exclusively with licensed contractors — for the lowest possible monthly payment.
- Terms of 10–30 years — potentially as long as your mortgage.
- Small monthly payments — a longer term keeps each payment low.
- Higher approval rate — options even for less-than-perfect credit.
- Competitive rates — vary by lender, term and credit; interest applies on these longer plans. We show you the exact numbers before you commit.
- Small origination fee — depending on the term chosen.
In-house vs. long-term financing
| In-house | Long-term lenders | |
|---|---|---|
| Interest | 0% (interest-free) | Applies — varies by credit/term |
| Term length | Up to 24 months | 10–30 years |
| Monthly payment | Higher (short term) | Lowest |
| Credit check | Soft pull (no score impact) | Lender's full process |
| Origination fee | Small, one-time | Small, varies by term |
| Best for | Fast payoff, lowest total cost | Biggest projects, smallest payment |
Applying is quick and low-pressure
Financing FAQ
What financing options do you offer?
Two: an interest-free in-house plan (0% interest, terms up to 24 months, small one-time origination fee, soft-pull pre-qualification) and long-term financing through 11 reputable home-improvement lenders (10–30 year terms, low monthly payments, higher approval rate).
Does pre-qualifying affect my credit score?
Our in-house pre-qualification uses a soft-pull credit check, which does not affect your credit score. Third-party lenders run their own approval; we walk you through the exact terms before anything is finalized.
Can financing be combined with an insurance claim?
Yes. Many homeowners use financing to cover their deductible or optional upgrades while their storm-damage claim covers the rest, so the project can start right away.
Terms and conditions apply. All financing is subject to approval; rates and terms depend on the lender and your credit.
Ready to make your project affordable?
Apply online in a couple of minutes, or call and we'll walk you through the options.